Not balance dollars -- PayPal Credit dollars. You have to get into the spin of the debtor death spiral. Just supposin'.
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Stupid practically seeps from my pores.
Albert Einstein: "Two things are infinite: the universe and human stupidity; and I'm not sure about the universe." (Not referring to stimpy in any way).
Also, people can and will do silly things when in hurry and not thinking properly. We just might be in so good company that we don't understand such things.