long time coming

made my last mortgage payment today. total anticlimax. two people peered at a computer screen for what felt like an eternity, then one looked up and said, you owe $1.48 more. i took two lollipops out of the basket for my troubles on the way out. it will be a couple of paycheck cycles before i feel the monetary relief on the monthly budget, but wow....done. refinanced twice along the way to get rid of a 13% variable rate mortgage, and then a 9.5% and it only saved me two months on a 30 year note. i have a line of credit with another bank with a small balance, daughter needed a course at school paid for, but i may not pay that off right away, at 22 bucks a month it isn't going to kill me. but that does make them a lien holder so technically we don't own the joint outright yet. who cares?

Awesome, congratulations man.
It must be such a feeling finally getting that out of the way.
Most of us live thru most of adulthood trying to slay that beast, and once done, a celebration certainly sounds the next thing to enjoy!

Yeah, congratulations! Nice to actually meet someone who has done it. I always thought people who "paid off the mortgage" were like the those "Renewals" in the Logan's Run movie :D

James.

Congratulations! That is an accomplishment you can be proud of.

Yeah it is rather Anticlimatic, I was kinda thinking I would have liked to have one of those Deed Burning Party's like they did in the old days...

Took me months to even get a "Paid Off" letter from the Mortgage Company and if ya want a "Copy" of the actual Deed ya gotta go to the County Clerk :(

But yes it is a great day none the less

Congratulations :tu

Congratulations, Sir!

Congrats. Now for the important question? Does this mean more razors? :)

I paid my 15 year mortgage off 5 years ago with an inheritance. I hated departing with the cash but figured why pay the bank 7% per year when putting my money into savings was only going to net me less than a 1% return. Best decision I have ever made. I have placed the former monthly payments in savings and stocks and now have 50% more than what I paid to satisfy the mortgage.

Congratulations. You will be amazed at the good feeling as you see funds accumulate in your bank account. Use and invest the funds wisely.

Randy

Congratulations!

Thats awesome news Grats. Now enjoy it. 10 days till the end of the world :rofl2: