It's that time of year, and I've seen several threads wishing everyone a happy New Year, and I offer my sincere best to you all as well as we enter 2011.

Do you have any resolutions?

Mine is pretty ambitious:

1. Zero new purchases on shaving related items (except ones I'm already committed to which is insignificant).

2. Get completely out of credit card debt. I make enough money not to have any credit card debt, but I just need to be more disciplined. I can get it done this year, without making any sacrifices (except not being stupid )

What are yours?