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I bet you're only holding the razor near your face for a minute of that :)

Never hurts to keep a DE or throwaway and a can of gel handy for emergencies :)

The cutting edge is hitting the scales? That can definitely damage the edge. Depending on the material, gentle heat can allow you to bend the scales a bit, and then it will be set once they cool...

I think they're a good thing. It's interesting for us, and is a good tool for the new shaver.

If cleanup is tugging try splashing more water or some lather on the area first

Depends on the razor for me. My body is so beat up now 1 finger more or less may not matter depending which razor it is. I'd sacrifice one to save my great grandpappy's sheffield.

Grats and welcome!

On the chin, try starting out by doing small areas at a time to minimize the change in angle during each stroke. Eventually you'll get where you can change it on the fly to...