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Lay away was also a great way to claim dibs on items that might sell out before you saved up all the money to buy them outright.
Did that a few times in the 80s myself..a certain used econoline van...

That orange juma is a neat looking material. That Damascus, wow, terrific patterning in it. And a classic shaped razor. Hat trick of happy shaving right there. The owner is a lucky gent.
Well done...