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That's how you find deals. Knowing what you want and a price your willing to pay will get you your share.

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I know we are getting off topic. Don't you find BIN to be more expensive most of the time? There are exceptions of course and I've found some. When I run a bid on the bay I will throw a BIN price...

That's a problem for all of us. Figure out what an item is worth to you and that's your price. Don't get caught up in a bidding war. Unless it's one I am selling. Lol.

No it won't credit your card. You are using pay pal with your card to buy? If you have a pay pal account, it will put the money in that account. It will show up as a pay pal balance. you can then...