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Even if your insurance company won't pay off, unless the other driver was uninsured, his company should be the one to pay for your damages, as he was at fault.

Wow, that's incredible. Some people are so stupid! I'm glad you had witnesses and the police on your side. Insurance companies can be very obstinate unless you have an abundance of clear and...

My condolences. I lost a classic cherry red Honda CB750 Four back in '89 under very similar circumstances. Fractured a bone in my foot, too, so I was laid up for three weeks. Could have been a lot...