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Another way to do this is to ...
1. Upload a photo to your SRP Albums
2. Open one of the Albums
3. click on a specific pic
4. Right click on that pic, a drop down list will open
5. Click on "copy image address"
6. go to the PM your writing
7. click on the "Image" icon.
8. this will open up a box that starts with URL
9. Paste or CTRL V, that will put the "copy image address" into the URL box
10. Click "OK".
11. it is now in your PM! :)
The advantage of this is that the pic will always be in your post. You do not need an external image hosting website
that you may abandon later and the link would be lost.