Damn paypal

Last week I saw a nice Japanese Western on Ebay.
It was a short blade with a 13/16 blade width and a shoulderless grind, it was in great shape and it had a BIN that wasn't as overpriced as a lot of the nicer JWs usually are, basically it was exactly the razor I've been waiting for.

So I transferred some money into my paypal account so I could buy it and I've been waiting for it to clear since then.

I got home today and checked my paypal to see if the money had cleared yet... Nope.

And then I went to check that the razor was still there for the hundredth time since I first saw it... nope, someone already bought it.
I guess I have to wait until I find another nice Japanese Western(shortie preferably) for a price that I might actually consider paying.

I know I'm just whining and the other guy did buy it fair and square(if you read this, please take care of it and I have no hard feelings against you) but I wanted to get it off my chest.

Whine away brother, whine away.

All I'll say is, vendors who require paypal don't get any business from me. :(. I have saved so much money not shopping on eBay lol - I can't even start to tell you lol.

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Originally Posted by earcutter

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My wallet is probably thrilled that I didn't get to buy yet another razor but my head works on a different type of logic.

And luckily not a lot of the members on our local tradera require paypal so I'm rarely forced to use it when I give in to RAD

One way is to link a checking account to your paypal, problem solved.

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Originally Posted by shooter74743

One way is to link a checking account to your paypal, problem solved.

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Or I think you can pay by card through paypal

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Originally Posted by shooter74743

One way is to link a checking account to your paypal, problem solved.

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That's how mine is set. Thought it would make things easier, and it does... Until it doesn't lol!!

I had a similar problem earlier this year; turned out the problem was at the vendor's end. The message that both of us saw was something like, "Payment waiting to clear"...not a particularly helpful notification! I cancelled the original transaction, and paid again...with the same result. If I recall correctly, he hadn't verified his PayPal account in quite a while, so it had been disabled. Once he reactivated his account, the payment went through.

Both ebay and paypal want to take your money because they get a commission. At least with US accounts you could have several funding sources like bank account, credit card, debit card linked to your account and you could select the money to come from one of them when making a payment.
With some of them the transfer is instant, with some it needs to clear, but ebay should count the item as purchased if the payment is made.

It is quite possible that ebay would block payments that are not instant, so you may have to first have funds transferred from your bank account to paypal where they are available for instant payments.

On the plus side there is always another razor.

My account is linked but I also have a PayPal credit line available to me for when I just HAVE to have a certain item.:aargh:

I got a message today from RoyalCake giving me a tip about another razor that might interest me(thanks again by the way) and to my surprise it was the same razor(well, at least the pictures and description were the same), I'm guessing that the other guy changed his mind and the seller re-listed it.

I pressed "buy" almost as soon as I had clicked the link and transferred the money to the seller.

Now I'll just have to wait for it to arrive.

Here's one of the seller's pics.

Attachment 177066

Btw I saw today that the seller has another on like it(with different pics) up for auction, I can pm the link to those interested.

Have never had an issue with PP,acct is linked to my checking acct and Debit card.Easy to do.

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Originally Posted by earcutter

That's how mine is set. Thought it would make things easier, and it does... Until it doesn't lol!!

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I had mine set up that way until some bogus charges started showing up...what a pain to straighten out!!

So I now use it a credit card that I almost never use. I used to have it linked to my primary credit card and once it was hacked, my card had to be replaced, etc. Now I only use it with one I don't care about....easier to watch for problems, it has fraud protection AND i don't care if it has to be replaced.

As an aside, the Paypal resolution process sucked. They were no (ZERO) help.

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Originally Posted by Haroldg48

I had mine set up that way until some bogus charges started showing up...what a pain to straighten out!!

So I now use it a credit card that I almost never use. I used to have it linked to my primary credit card and once it was hacked, my card had to be replaced, etc. Now I only use it with one I don't care about....easier to watch for problems, it has fraud protection AND i don't care if it has to be replaced.

As an aside, the Paypal resolution process sucked. They were no (ZERO) help.

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Yeah, I'd rather not give Paypal access to my account details but it turned out that the money on my pp-account was a couple dollars short because of a small charge that Paypal added so I decided to use an E-card that my bank generates to substitute the missing $2.

I don't know if you have them in the states but an E-card is a virtual credit card with a spending limit and expiry date that you set yourself and they can't be linked back to your bank account.
I use them as much as possible when buying stuff over the net, especially if I don't completely trust the company.

I thought about buying that razor not too long ago, too.

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Originally Posted by Baxxer

I don't know if you have them in the states but an E-card is a virtual credit card with a spending limit and expiry date that you set yourself and they can't be linked back to your bank account.
I use them as much as possible when buying stuff over the net, especially if I don't completely trust the company.

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There was some interest in it few years back, but nowadays pretty much only citi still does it. They used to license it to few other institutions but no longer do (discover ended that earlier in the year). I guess it must not have been widely used and didn't prevent much of the losses the banks were hoping to prevent. They seem to have switched primarily to analytics to evaluate the risk and proactively block suspicious transactions.

Paypal is a wonderfull venue IMO.
I think back about the early days of Ebay, have been a member since 1998,Than all transactions were postal Money orders,cashiers cks, Cash or pers, ck at times took weeks to get things done.
I love paypal:)

That's only because the US banking system is severely behind the times. In Europe instant transfers between banks is as trivial as one would expect it to be in our time, US is stuck in the 80s, so paypal is eating the lunch of the banks.
Too bad google doesn't really want a piece of that action, but amazon is in the business of selling and they may be able to grow their marketplace and give paypal some competition with their payment system. Of course, paypal has a decade head start and the muscle of its owner ebay, so without a price war which nobody wants they'll probably remain dominant for some time.

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Originally Posted by gugi

That's only because the US banking system is severely behind the times. In Europe instant transfers between banks is as trivial as one would expect it to be in our time, US is stuck in the 80s, so paypal is eating the lunch of the banks.
Too bad google doesn't really want a piece of that action, but amazon is in the business of selling and they may be able to grow their marketplace and give paypal some competition with their payment system. Of course, paypal has a decade head start and the muscle of its owner ebay, so without a price war which nobody wants they'll probably remain dominant for some time.

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I've never used an American bank but this is basically what my Swedish-American brother in law has said about it.

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Originally Posted by DaveW

I thought about buying that razor not too long ago, too.

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I don't know what to say except that I think I can relate.

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Originally Posted by pixelfixed

Paypal is a wonderfull venue IMO.
I think back about the early days of Ebay, have been a member since 1998,Than all transactions were postal Money orders,cashiers cks, Cash or pers, ck at times took weeks to get things done.
I love paypal:)

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Never had a problem with PP, I buy something and it's instantly linked to my bank account, can use my debit card, no credit card fee's, PP even has a money back guarantee, I had something go AWOL in the post, PP refunded my money, wasn't the seller's fault (wasn't charged), wasn't my fault...then the package showed up a month later, couldn't believe it, notified PP and returned the money....all is good.

I'm a big fan of Paypal and for the safety net it offers I don't mind paying fee's I've held a Paypal verified account link to my bank since 2004, on on the very few occasions I've had a problem I've always received a full refund, you won't get that kind of cover If you used a straight forward bank transfer.

I love a story with a happy ending! :)

@baxxer said, "I know I'm just whining..."

Yes, you are. Quit it.

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Originally Posted by Baxxer

Last week I saw a nice Japanese Western on Ebay.
It was a short blade with a 13/16 blade width and a shoulderless grind, it was in great shape and it had a BIN that wasn't as overpriced as a lot of the nicer JWs usually are, basically it was exactly the razor I've been waiting for.

So I transferred some money into my paypal account so I could buy it and I've been waiting for it to clear since then.

I got home today and checked my paypal to see if the money had cleared yet... Nope.

And then I went to check that the razor was still there for the hundredth time since I first saw it... nope, someone already bought it.
I guess I have to wait until I find another nice Japanese Western(shortie preferably) for a price that I might actually consider paying.

I know I'm just whining and the other guy did buy it fair and square(if you read this, please take care of it and I have no hard feelings against you) but I wanted to get it off my chest.

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You should have messaged the seller to see if you could click on BIN & have the money in a few days. A lot of times people will work with you. I've done that a couple times.

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Originally Posted by celticcrusader

I'm a big fan of Paypal and for the safety net it offers I don't mind paying fee's I've held a Paypal verified account link to my bank since 2004, on on the very few occasions I've had a problem I've always received a full refund, you won't get that kind of cover If you used a straight forward bank transfer.

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Good going Jamie! I have never had any problems with Paypal & if I did, they resolved the problem right away. I like it because it is secure. On vendors that accept it, you can select it w/o having to fill out all your information. It is usually a good way to pay for something. I use it on SRD & other sites as well. I have a verified account as well.