Quote Originally Posted by gugi View Post
What we have in US, though, is fairly good credit card industry - by default they side with the buyer. At one point ebay/paypal tried to pull some funky stuff on me, and the only money I got back was the one that was charged to my credit card, everything that went from my paypal funds was a loss to me and I don't know between paypal and the scammer who ended up pocketing it. Lesson learned - a 'protection policy' from an intermediary who has full discretion in the decision making, as well as financial interest to not be stuck with a loss from their mistakes, is useless.
Thats why paypal always tries to pressure you when you make a straight CC payment, and I'm sure its why they dont let you make a credit card payment if there are funds in your account to cover the purchase.