Thread: Pay Pal Policy Changes

I guess I am lucky,have never had an issue with PP or any arbitrations,the 3% fee to me is part of doing Business.
If I do an international Transfer (very rare) I make the buyer pay the fees.

That expanded window for buyers to dispute is ridiculous. The 45 days was bad enough. As soon as I read it I began thinking of finding different venues where paypal is not the default method of payment. Only use it as a last resort. The 3% fee is just the cost of doing business, like insuring the item.

Originally Posted by JimmyHAD

That expanded window for buyers to dispute is ridiculous. The 45 days was bad enough. As soon as I read it I began thinking of finding different venues where paypal is not the default method of payment. Only use it as a last resort. The 3% fee is just the cost of doing business, like insuring the item.

You use PP Jim,have you ever had a dispute?

Originally Posted by pixelfixed

You use PP Jim,have you ever had a dispute?

Oh yes, more then I can remember. Always me against the seller and paypal always sided with me. They are usually partial to the buyer IMO. OTOH, I only brought disputes against sellers who misrepresented items and wouldn't offer a return.

Just lucky I guess,Been using PP since day one, never an issue.

I think they did a big mistake. The 180 days should be tied to late receipt of the item. In a way it means the transaction is really not complete for 180 days.

Nah, I do not think it's a mistake at all - transactions that are funded through credit cards are subject to chargebacks for something like 120 days depending on when it happened in the billing cycle and the specific terms of the credit card (may be even longer).
And that's between the buyer and paypal with the credit card issuer as a mediator. Or worse between the buyer and the seller with the credit card issuer as a mediator, but paypal liable to assume payment reversals.

It is far better for paypal to be the mediator than one of the sides, especially if when they lose they may not be able to recover any money from the other party because of their terms. I am willing to bet money that this last part is the real cause for the change.

Those changes seems fairly reasonable to me.
Unlike most around here, I find Paypal to be a stellar service that I'm happy to see in the market-place.
Granted, I use it exclusively to send money or pay for items I buy.
Hardly ever do I find myself in the receiving end of the transaction.

Using bank transfers as an alternative will simply put inform anyone of what a great service Paypal provides.
For international money transfers that is.

It has opened up a market-place otherwise completely inaccessible to me, and provided superb protection on transactions that has gone sour.
I heart Paypal...

Go back to the 1990s,Pre paypal,The beginning of Ebay and online shopping in general.
Was all, Cashiers cks,cash or Postal Money orders,Trip to the bank,trip to the post office,Transactions took weeks at times.
I love hitting the pay button,instant reciept.in most cases same day shipping with reputable buyers,is all good stuff