Russel, you are making alot of interesting and excellent points.
However, the flaws that human beings have in interpreting and administrating God's laws,as per "organized religion" are human problems, not God's problems. The fact that most people don't actually love their neighbor as themself, but instead oppress them, lie to them, etc, etc.has little to do with God Himself.
Jesus Himself
railed against the religious leaders of the Jewish people, for just this reason. The very people who should have known Him (the religious leaders) made use of their offices for personal gain, and were the one who had Him put to death.