Quote Originally Posted by jockeys View Post
The wife and I are also both insured against any disability that might prevent us from being able to work.
Good thinking. Very few people have the understanding or the forethought of disability insurance (I call it "paycheck insurance"). I don't know many people that can sustain a hit financially for six months, a year, two years by being disabled from an illness or injury, having no income and come out of it unscathed. With your protection in place, you don't have to worry about that.

Chris L