I've recently made a career change into the financial services industry and have been learning some surprising things. It made me wonder how financially prepared our little group is. Think about these questions: do you actually have the right amount and type of life insurance? Do you know what the "right amount" is? If something happens and you're disabled, will you be ok? Do you have a plan in place to take care of your parents if they need long term care? Are your retirement plans dependent on the market or are they actual plans?

I'm just curious. I know all of the above for me (at the moment) is no. I'm definitely not ready for anything. Part of it is that I simply didn't know I should ask those questions, or that I could actually do something about it.