Many years ago I was pulling out of a parking spot at night on a very narrow street and I was just a tad out into the street and I hear this thud and see a blur and this car without any lights on hits me and did some major damage to the front right side of my car. He stops backs up and its a marked police car and starts ragging on me how I pulled out in front of him and I said how was I supposed to see you when its dark and you had no lights of any kind on. So he starts writing me a bunch of tickets for all kinds of stuff. I was working in Federal Law Enforcement and I badged him so he then changed his tune and admitted it was his fault, he was responding to a robbery call and had all his lights out. I never did get my deductible back from that accident all those years ago.