Thread: Health Care in the USA

Exactly!!! THANK YOU!

If the government would get their hands out of the business and stop making more paper work, things would be cheaper.

If insurance would really be INSURANCE and not pay for everything even though it isn't an emergency, things would be cheaper.

If doctor's visits were pay out of pocket, doctors would have to fight to compete for the best care at the best price, which again would make things cheaper.

The economy, health care, and insurance would be much better off if things got simplified and direct, instead of more bureaucratic and regulated.

And Jnich67, thanks for your insights. You are right about all the mergers. I remember my dad's company going through a crap load of them. Even with the merger's they still shopped around for the cheapest one. Which they are actually using a regional one like you said. Although that regional one is gaining steam and slowly kicking the big guys in the butts in PA. That's the way free market economies work. Provide the best care and the lowest prices and leave the consumers decide. There are a bunch of choices out there, because there's a very large insurance company book that the doctor has to go through to find out what your plan details. I have a few friends in medicine; they love that book. HA!

The illegal immigrant argument is also correct; however, the government insurance will also cover non-emergency services. So not only the emergency operations and surgeries, but also the routine medical check ups and procedures will be covered by John Q Taxpayer. That money will be made up somewhere in the wonderful web of premiums or taxes.

You years of $30 premiums are definitely still attainable. The way insurance was originally conceived was to insure against bigger operations and other unforeseeable things. Now, insurance is suppose to cover everything. The insurance companies need to raise premiums to hire people to go through all the paper work that is sent because of one doctors appointment. What happened to the days when you went in and gave the doctor $40 bucks and he made you better. I would rather pay $40 doctors visits and $30 premiums then pay $10, insured doctors visits and $300-400 premiums. Those are the trade offs. I like the former rather then the latter.