Thread: A Health Care Scenario

I think people are confused about the public option. The public option will be something that you or your employer can choose to subscribe to. It will be affordable and not free, and the intent is for it to eventually pay for itself.

Some people use terms like ObamaCare and socialized medicine to describe the reform. You will not be forced to choose the public option. If you pay for Blue Cross / Blue Shield, then you can keep it. You'll still be able to see specialists and have elective surgeries.

The public option, IMHO, will allow the 45M+ uninsured American citizens to get health care. The public option will not deny care to you because you're a risk or have an existing medical condition. The private insurance companies will need to remain competitive to keep their customer base, which I can only imagine will result in them lowering costs and/or providing more benefits if they want to stay in business. It will also force them to compete against each other in all markets, instead of having regional monopolies like they currently do.

I still do not understand why anyone outside of the insurance companies would be against this. I don't think I've ever heard anyone tell me that they loved dealing with insurance companies.