I'm very good with money. Mostly because I'm usually broke enough that I have to be.

I've never had any debt over a couple hundred dollars, and on the very rare occasion I do owe money, I pay it back quickly.

I can easily become very bad with money. Just little things, that quickly add up to a big amount of money spent. But I'm hyper-aware of it, and I do a few things to keep my spending in line.

1. No credit card. Never have, never will.

2. I pay my rent when I get my paycheck, even if it's early. I also go shopping that day. So everything I absolutely need is paid for immediately.

3. I don't wander into shops. Once I'm there, I'm doomed. So I just don't.

I absolutely micro-manage my finances. I have to, to keep myself from over-spending.

But it's simply become habit now. I've had to do it since I was 18, and while there are people who will help me if I get into trouble, I really don't like to use it.

Mostly, I'm in foreign countries by myself. So I have to make sure I am reliable enough to keep myself afloat.