Thread: Collection companies

How can you be late with the first month's rent when that's paid upon signing the lease?
May be take them to court and make few hundred dollars off their stupidity.

Originally Posted by gugi

How can you be late with the first month's rent when that's paid upon signing the lease?
May be take them to court and make few hundred dollars off their stupidity.

That's what I'm confused about too. Then again, I'm also confused on how no one seems to be able to get ahold of me until the collection agency has it.

Thank you for the advice so far.

well, as long as you have the paperwork it really is their problem. apparently the complex has a terrible management and they'll have to learn the hard way.

of course, the collection agency doesn't really care - they've got the job to collect the money and if it turns out that they were given bad information it most likely won't be at their expense, but those who hired them.

you can call the apartment complex and tell them that they're doing something wrong and better fix it quickly or it'll hurt them, or look up the regulations about debts and collections.

Start searching the internet for debt boards. Plenty of folks have been in your position with regards to Collections agencies falsely making claims.

Read up on how to handle these guys. Don't even talk to them again until you have completely evaluated the situation in light of what you'll learn in these debt forums AND have a strategy to deal with them.

It sounds to me, if your description is accurate, like an unscrupulous collector just looking to prey on an innocent law-abiding citizen or worse, a scam artist. Record every conversation you have with them and refuse to talk to them on an unrecorded line. Direct them to the line you can record. Some states allow you to record legally without having to tell the other person. The debt boards will guide you.

Learn your rights under the law, because if they're a legitimate collector they can make your life a living nightmare if they are unscrupulous. And if they are unscrupulous they're most likely going to commit violations against the Fair Credit law and when they do and you have them on tape you sue the living daylights out of them and make them pay you. That's the only way to handle these kinds of situations otherwise they will keep preying on the law-abiding.

Start here. Good luck.

Best Regards,
EL

Collection Agencies don't care about excuses. They have the paperwork and that's all they care about. I would contact the property mgmt to find out what the deal is.