I'm considering getting into honing. I haven't used a hone before and haven't had my razor honed since I got it over a year ago, and so far stropping has kept it in fine shape. If I send it off for honing once per year or every two years, it'll add up in the really long term but it'll take a while to learn, and the investment for a full set of decent hones is $150+, so it'll take almost ten years of once-a-year honing to make financial sense.

What am I missing? Does it make sense to hone more often? Maybe I've just gotten used to a dull blade? Thoughts?