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You are talking about LEO engagements

Totally different for a civilian

Over-penetration while zinging 9mm FMJ's at a home intruder coming up the stairs is most certainly an issue, especially...

Editor not working correctly Hmmm

There is also the problem of over-penetration and Ricochet which are another two reasons to carry Hollow-Points is what I wanted to add

This is absolutely true

The only time bullet design "MIGHT" make a difference is when the shot placement is slightly off..

All my carry weapons have Black Talons and have since the first time they came out :)