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That's only because the US banking system is severely behind the times. In Europe instant transfers between banks is as trivial as one would expect it to be in our time, US is stuck in the 80s, so...

There was some interest in it few years back, but nowadays pretty much only citi still does it. They used to license it to few other institutions but no longer do (discover ended that earlier in the...

Both ebay and paypal want to take your money because they get a commission. At least with US accounts you could have several funding sources like bank account, credit card, debit card linked to your...