Thread: W&B fbu 8/8 did I miss something?

Originally Posted by epd

One more question, does anyone buy shipping insurance on similar items?
He asked for $12.75 more, I declined. I was under the impression that using paypal was buyers insurance.

Thanks.

That is a different kind of insurance, for bad transactions, wrong descriptions, etc.

If you are offered (and refuse) shipping insurance, and the item gets lost, you get nothing.
although paypal may refund you from the sellers money because they could not care less about the seller, regardless of right or wrong. In that case it means that paypal unilaterally took the money back from the seller, even though it is not his fault that the item gets lost after you refused insurance. That is not really a nice thing to do.

If nothing is agreed up front, it is usually the seller who is responsible. If you are offered a less expensive shipping method with the explicit agreement that you refused shipping insurance, then it is you who gets the short end of the stick.

For small amounts I don't bother, but everything I sell which goes for 100$ is insured or there is no sale.