Being fairly long retired with no pension, I found that whatever incremental increases in my antisocial insecurity were nullified by the cost of insurance that would cover most of what ails me. So my paycheck(?) is the same as it was almost 15 years ago. Hmmmm. Going to dentist next week...my co-pay will be about $800-$900, and that with the "top of the line" dental plan. Used to cost about $100 for the same procedure.
Glad I'm old!
~Richard