Originally Posted by
commiecat
I guess we'll respectfully disagree on this. Options and competition, IMHO, will only help the patients/consumers. That's how capitalism works, and I'd compare it to how the USPS competes against UPS/FedEx. I'd be curious to see what UPS rates were if the USPS weren't around.
For your example to work, you would need someone between the providers of the service and the end user. If a third company were paying UPS, USPS, or FedEx on behalf of a group of end users. These third companies would only be able to negotiate good rates with the service providers if they had a great number of end users to funnel towards the mail companies. The middle man (insurance companies) are the wild card here that are changing the rules of free market economics in the healthcare. I totally agree that competition is good in the regular free market.
Regional monopolies aren't a good thing to me, especially regarding insurance. If you're a risk or have existing conditions, how is it good to have a single provider that is going to either charge you exorbitantly, or opt to not cover you at all?
It isn't clearly.
There are few companies that I'd place below the government in regards to who I'd rather deal with, but the insurance companies are one of them. It's not like your Congressman is going to be taking your temperature. The nurses, doctors, specialists and hospitals will remain the same, it's the payment/reimbursement process that is getting changed.
To be clear, I am not opposed to a public option per se, but it isn't the sole answer to the issue of cost.
The rest of the industrialized world has something similar. Currently American citizens pay the most for health care, yet have some of the worst statistics.
With out a doubt, we have a low value system.