So I've had a paypal account for several years. I've used it mainly buy pipes and razors on ebay. It's linked to my cc, which I pay off montly. I like the security of not have to provide the vendor all my information. Well today I received an email stating I was near my "spending limit" and needed to verity my account by giving them my bank acct info or applying for a paypal mastercard. Hmmmm. Spending limit? My cc is paid off, and the limit is over 20K. I don't really understand. I called customer service, which is outsourced to india, or somewhere. Let just say it was a very trying conversation. If I understood the rep and her supervisor correctly, once I hit their predetermined spending limit, which has nothing to do w/my cc limit, I can no longer use their service unless:
-I give them my bank info, or
-apply for their credit card

I have a hard time believing they no longer want my business, and thought maybe it was a language barrier issue. I then tried to email their customer, explaining the situation. The response I received was very generic, and had me wondering if they actually read my email, or did I receive an automated response.

Has anyone else had this issue with a spending limit? Is there a way to continue using the service without linking it to my bank account or applying for their card?

How about all you vendors out there, who accept paypal for payment? What are your thought on this?
Thanks in advance.