+1 on passwords

I also have PP linked to a separate account at a different bank.
God only knows when a bank might decide to take money form one pocket and put in another, as in the case of a dispute with a bank holding all your money.

And you might never see it coming, the law allowing a bank to do just this might be in the unread pages of an amendment added @ 03:09 AM in a upcoming bill (or maybe it's already in Cap-n-Trade ?)

You should always be very careful with your money or it will become someone else s money.

there are three true friends
An old wife.
An old dog.
And ready money.