Thread: They think I`m a fool!

The financial services sector depends heavily on uneducated consumers. How else could you engineer the housing debacle?

Bob

We need BofA like we need a hole in the head. Big banks bite. Join a credit union.

I like smaller banks because they have fewer armed guards.

Originally Posted by ace

I like smaller banks because they have fewer armed guards.

My bank doesn't have an armed guard, and I had never gave it any thought until now.

Originally Posted by robellison01

My bank doesn't have an armed guard, and I had never gave it any thought until now.

You wouldn't mind forwarding the address of this bank to me, would you?

Originally Posted by ace

You wouldn't mind forwarding the address of this bank to me, would you?

They don't actually keep money in them there bank vaults anymore, do they?

Originally Posted by robellison01

They don't actually keep money in them there bank vaults anymore, do they?

Gimme the dang address and I'll tell ya'.

Originally Posted by robellison01

My bank doesn't have an armed guard, and I had never gave it any thought until now.

They are interviewing potential candidates now:

I consider rewards programs silly. There are so many ways to make those couple of % that the rewards is the last thing I'd worry about.
To me the top deciding factor in choosing a financial institution is their customer service. If they are going to be wasting my time on a regular basis I let them find different customers. The less often I have to contact the customer service and the faster they fix my problem when I do the better their chances of retaining me as a client.
I've been with a couple of banks and a couple of credit companies for over a decade and there are dozens who managed to blow their chance within a year. I don't keep all my eggs in one basket, as a matter of good principle, hence the multiple institutions. That way when I get dissatisfied enough with any of them, closing the account does not cause any interruptions.

Actually I was just last night watching an ad on the tube about B of A and their credit card that pays you. Thanks to you guys I know that they might pay but not without changing the rules while you are playing their game.