Imagine if the IRS sent every American a letter. It said at your option we will send you a device which you will plug into your car and it will record your speed and braking and steering habits and then you will send it back to us and if we approve of the data we will give you a discount of 10% every time you fill up your tank with gas.

Do you think folks would get riled up over that? They sure would. Intrusive over reaching govt. What will they do with the data etc, etc.

So why does a private Insurance outfit do that very thing and folks seem to think it's great?